A recent study in Washington state found that compared to the general population, bankruptcy rates were nearly twice as high among cancer patients one year after diagnosis, and that the median time to bankruptcy was two and a half years after diagnosis.¹ Critical Illness insurance can help you and your family prepare for the financial stress a critical illness can cause.

Understanding CriticalAssistance® Advance
CriticalAssistance Advance is designed to come to the rescue of those budgetconscious families by helping pay the costs associated with the initial occurrence of a heart attack, stroke, cancer or other serious illness as defined in the policy.

You choose your benefit amount. Benefits are also available for your spouse and eligible children. If you elect dependent coverage, their benefit amount will be 50% of the benefit you elect.

Critical Illness Lump Sum Benefit
CriticalAssistance® Advance pays you a lump sum benefit equal to the amount you choose multiplied by the applicable percentage shown in the Schedule of Benefits upon the first ever occurrence of a covered critical illness within each category. If the benefit payment is less than 100% of the selected benefit amount, the policy pays another lump sum benefit amount upon the diagnosis of a different type of critical illness within the same category up to the limit per category. There is a lifetime maximum of three times the benefit amount you choose.

Issue Ages
Employee & Spouse: Age 18 and up (Through age 64 in CA)
Eligible Children: From birth through age 25

Additional Benefit Riders