The eligibility requirements for the Limited Medical Benefit Plan, 10 Year Level Term Life Insurance, Short-Term Disability, Cancer Plus (Critical Illness) Insurance and Accident Advance Insurance through Transamerica Employee Benefits are as follows:
- You must be an active member of the National Rural Letter Carriers’ Association to apply for coverage.
- You must be actively at work and able to perform all normal duties of your job.
- If you are a new NRLCA member, there is a 45 day waiting period before a new leave replacement carrier is eligible for the Plan.
- After the 45-day waiting period, new NRLCA members have 30 days to elect coverage in the Plan or must wait until the next open enrollment period.
During open enrollment - the 45 day waiting period is being waived. Please see policy specifics for dependent eligibility, if a dependent is currently disabled.
Leave Replacement Designation Codes
Call NRLCA membership at 703-684-5545 if you do not know.
A member is one of the following; RCR, RCA or #73
||Substitute rural carrier serving on a vacant route or in the absence of a regular carrier on extended leave in excess of 90 days.
||Substitute rural carrier. Entered on duty prior to July 21, 1981.
||Rural carrier associate serving a vacant route or in the absence of a regular rural carrier on extended leave in excess of 90 days.
||Rural carrier relief. Entered on duty between July 21, 1981 and November 12, 1986 without time limitations or between November 12, 1986, and March 30, 1996, with a time limitation and not hired from a register.
||Auxiliary carrier. Hired prior to 1981 to serve an auxiliary route without time limitation.
||Rural carrier associate. Employees hired from a register or reassigned from rural carrier relief or auxiliary carrier position on or after April 11, 1987 without time limitation.
||Rural carrier associate assigned to an auxiliary route.