NRLCA 2013 Monthly Rates

Please note! The 10 year Level Term Life Insurance and the Critical Illness are approved on guaranteed issued basis, which means there are no medical exams and no medical questions. Our partner insurance company, Transamerica Employee Benefits, cannot make this offer in the future, so if you do not take this opportunity now to enroll, medical underwriting will apply. So, please choose wisely.

RCA Health Benefit Plan

First Class
Express Class
Member
$ 93.00
$ 138.00
Member plus Spouse
$ 158.00
$ 242.00
Member plus Child(ren)
$ 138.00
$ 218.00
Member plus Family
$ 204.00
$ 323.00

10-Year Term Life Insurance

Issue
Age
Non-Tobacco
Tobacco
$15,000
spouse only
$30,000
$50,000
$100,000
$15,000
spouse only
$30,000
$50,000
$100,000
18
2.88
5.75
9.58
19.17
4.13
8.25
13.75
27.50
19
2.90
5.80
9.67
19.33
4.15
8.30
13.83
27.67
20
2.93
5.85
9.75
19.50
4.18
8.35
13.92
27.83
21
2.94
5.88
9.79
19.58
4.20
8.40
14.00
28.00
22
3.00
6.00
10.00
20.00
4.25
8.50
14.17
28.33
23
3.03
6.05
10.08
20.17
4.28
8.55
14.25
28.50
24
3.09
6.18
10.29
20.58
4.33
8.65
14.42
28.83
25
3.11
6.23
10.38
20.75
4.35
8.70
14.50
29.00
26
3.20
6.40
10.67
21.33
4.43
8.85
14.75
29.50
27
3.34
6.68
11.13
22.25
4.70
9.40
15.67
31.33
28
3.43
6.85
11.42
22.83
4.81
9.63
16.04
32.08
29
3.53
7.05
11.75
23.50
5.05
10.10
16.83
33.67
30
3.61
7.23
12.04
24.08
5.25
10.50
17.50
35.00
31
3.71
7.43
12.38
24.75
5.39
10.78
17.96
35.92
32
3.79
7.58
12.63
25.25
5.51
11.03
18.38
36.75
33
3.88
7.75
12.92
25.83
5.73
11.45
19.08
38.17
34
4.06
8.13
13.54
27.08
6.00
12.00
20.00
40.00
35
4.28
8.55
14.25
28.50
6.34
12.68
21.13
42.25
36
4.58
9.15
15.25
30.50
6.89
13.78
22.96
45.92
37
5.00
10.00
16.67
33.33
7.41
14.83
24.71
49.42
38
5.24
10.48
17.46
34.92
7.99
15.98
26.63
53.25
39
5.61
11.23
18.71
37.42
8.78
17.55
29.25
58.50
40
5.98
11.95
19.92
39.83
9.61
19.23
32.04
64.08
41
6.38
12.75
21.25
42.50
10.53
21.05
35.08
70.17
42
6.78
13.55
22.58
45.17
11.30
22.60
37.67
75.33
43
7.19
14.38
23.96
47.92
12.16
24.33
40.54
81.08
44
7.78
15.55
25.92
51.83
13.03
26.05
43.42
86.83
45
8.30
16.60
27.67
55.33
13.88
27.75
46.25
92.50
46
8.91
17.83
29.71
59.42
14.93
29.85
49.75
99.50
47
9.51
19.03
31.71
63.42
16.38
32.75
54.58
109.17
48
10.19
20.38
33.96
67.92
17.69
35.38
58.96
117.92
49
10.89
21.78
36.29
72.58
18.95
37.90
63.17
126.33
50
11.56
23.13
38.54
77.08
20.29
40.58
67.63
135.25
51
12.21
24.43
40.71
81.42
21.70
43.40
72.33
144.67
52
12.80
25.60
42.67
85.33
23.14
46.28
77.13
154.25
53
13.46
26.93
44.88
89.75
24.81
49.63
82.71
165.42
54
14.13
28.25
47.08
94.17
26.99
53.98
89.96
179.92
55
15.15
30.30
50.50
101.00
29.41
58.83
98.04
196.08
56
16.58
33.15
55.25
110.50
31.15
62.30
103.83
207.67
57
17.80
35.60
59.33
118.67
34.11
68.23
113.71
227.42
58
19.19
38.38
63.96
127.92
37.16
74.33
123.88
247.75
59
20.56
41.13
68.54
137.08
39.76
79.53
132.54
265.08
60
22.14
44.28
73.79
147.58
43.19
86.38
143.96
287.92
61
23.83
47.65
79.42
158.83
45.54
91.08
151.79
303.58
62
25.51
51.03
85.04
170.08
48.65
97.30
162.17
324.33
63
27.20
54.40
90.67
181.33
52.81
105.63
176.04
352.08
64
29.04
58.08
96.79
193.58
57.43
114.85
191.42
382.83
65
31.84
63.68
106.13
212.25
63.04
126.08
210.13
420.25

Short-Term Disability

Plan 1
$800 per month benefit

Plan 2
$1,500 per month benefit
Ages 18-49
$19.04
$35.70
Ages 50-59
$24.16
$45.30

CancerPlus Insurance (Lump-Sum Benefits)

Age
$10,000
$20,000
Member
18-29
$ 12.30
$ 18.60
30-39
$ 13.60
$ 21.20
40-49
$ 21.50
$ 37.00
50-59
$ 36.60
$ 67.20
Member plus Child(ren)
18-29
$ 14.00
$ 20.50
30-39
$ 15.30
$ 23.10
40-49
$ 23.20
$ 38.90
50-59
$ 38.30
$ 69.10
Member plus Family
18-29
$ 19.50
$ 27.50
30-39
$ 21.70
$ 31.90
40-49
$ 34.20
$ 56.90
50-59
$ 55.70
$ 99.90

24-Hour On- and Off-the-Job Accident Insurance

Monthly Rate
Member
$ 26.10
Member plus Child(ren)
$ 33.36
Member plus Spouse
$ 40.40
Member plus Family
$ 48.36

If you have any questions, please contact the NRLCA Benefit Center at (877) 817-4801.